Our Real Estate Loan Products

Commercial Properties

Commercial real estate refers to any property used for business activities. Types of commercial real estate include hospitals, assembly plants, storage warehouses, shopping centers, office spaces, gas stations, RV parks or any other location for a business enterprise.

• Loan amount $300K to $100M

• 12 months to 30 years

• Min credit score 650

• Up to 70% LTV for purchase

• Up to 65% LTV for Cash-out Refinance

• Documents needed: Application; Two months' bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statements.

Land Loans

A land loan – sometimes referred to as a lot loan – is used to finance the purchase of a plot of land. You can take out a land loan if you're interested in buying a piece of land to build a home or to utilize for business purposes.

• Loan amount $100K & up

• 12 months bridge

• Minimum credit score 650

• Up to 50% LTV for raw land

• Up to 75% LTV for developed land

• Documents neededs: Application; Two months' bank statement; Corporate Entity Documents; Real estate track record; and Two years of business or personal tax return.

Construction Loan

A construction loan is a short-term loan that covers only the costs of custom home building or commercial property. This is different from a mortgage, and it’s considered specialty financing. Once the property is built, the prospective occupant must apply for a mortgage to pay for the completed home.

• Loan amount $100K to $500M

• 12 months to 24 months interest only, based on the project

• Min credit score 650

• Up to 80% LTC (Loan to Cost)

• Documents needed: Executive summary; Construction budget; Any existing appraisal, environmental and survey reports; personal financial statements for all principals; corporate entity documents; and real estate track record.

Loan Information HOTLINE:

+1 929.552.8529

Fix & Flip/Hold

A short-term loan intended for new and experienced real estate investors seeking funding for fix & flip properties nationwide.

• Loan amount: $100K to $10M

• 12 to 18 months

• Min credit score 650

• Up to 85% of purchase price + 100% of renovation cost; not to exceed 75% of the After Repair Value

• 1-4 units non owner occupied; condo; townhouse; multifamily; mixed used

• Documents needed: Application; Two month bank statement; corporate entity documents; rehab budget; previous real estate experience; ID

• Foreign Nationals OK, need valid passport, proof of income in their native country or in the US, and 30% to 40% down payment

Multi Family Loan

This loan is intended for new and experienced real estate investors seeking funding for 5+ unit apartments nationwide.

• Loan amount $300K to $50M

• 12 months to 30 years

• Min property value: $35K per door

• Min credit score 650

• Up to 70% LTV for purchase

• Up to 65% LTV for Cash-out Refinance

• Documents needed: Application; Two months' bank statements; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statements.
  

Multi Family Loan

This loan is intended for new and experienced real estate investors seeking funding for 5+ unit apartments nationwide.

• Loan amount $300K to $50M

• 12 months to 30 years

• Min property value: $35K per door

• Min credit score 650

• Up to 70% LTV for purchase

• Up to 65% LTV for Cash-out Refinance

• Documents needed: Application; Two months' bank statement; Corporate Entity Documents; Real estate track record; Rent roll; and Operating statements.

Non Profits

Whether you're purchasing, renovating, refinancing, or constructing, we've got your spiritual and community projects covered. Acquire the necessary funds now and spread the payments over time.

Loan Details:

• Funding ranges from $100K to $35M.

• Options include Fixed Rate Loans, Variable Loan Rates, or Interest Only Loans.
  

Prerequisites:

• A straightforward 1-page Church or Non-Profit Application.

• Details of the Church or Non-Profit Debt Service.

• Financial records from the last 3 years: Profit and Loss Statements & Balance Sheets.
  

Loan Information HOTLINE:

+1 929.552.8529

Loan Information HOTLINE:

+1 929.552.8529